Vision

Last updated date: 10/6/2026

Overview

Starting on January 1, 2027, the Enhanced Plan will now cover an additional set of frames or contacts each year. The premiums for the Enhanced Plan will also increase. If you are currently enrolled in the Enhanced Plan and do not take action during annual benefits enrollment, your enrollment in the Enhanced Plan will automatically carry over into 2027.

Annual eye exams can help protect not only your vision but your overall health by identifying certain medical conditions early. Vision benefits help make preventive eye care and corrective eyewear more affordable for you and your family.

Learn about the two vision plans available to you through VSP. For complete cost and coverage details and to enroll, visit the Aptia365 website.

2027 vision plans

Basic Plan
Enhanced Plan

Here’s how to make the most of your vision benefits:

Eye exam covered

every year; you pay only a small copay for each exam

Coverage for prescription

eyeglasses and/or contact lenses so you can choose the method of correction you prefer

Extensive network of providers

look for retail chains or providers in the VSP Advantage network, who have agreed to negotiated rates, to help you save money

Discount on hearing aids

for you and your extended family through TruHearing.

If you enroll in vision coverage, an ID card is not required, but you can print your ID card at vsp.com after you register.

Coverage details

In-network benefits*	Basic Plan	Enhanced Plan
Exam	One eye exam every calendar year with a $10 copay. Routine retinal screening with up to $39 copay
Materials (glasses or contact lenses)	$25 copay	$10 copay
Lenses Single vision Lined bifocal Lined trifocal Lenticular	Once every calendar year, covered in full
Lens Enhancements (Single Vision)
Lens Enhancements	Most popular lens enhancements are covered after a copay, saving members an average of 20-25%
Anti-reflective coating	$41 copay
Polycarbonate – Adult	$35 copay
Polycarbonate – Children	$0 copay
Progressive	N/A
Photochromic	$75 copay
Scratch-resistant coating	$17 copay
UV coating	$35	Covered in full
Lens Enhancements (Multifocal Vision)
Lens Enhancements	Most popular lens enhancements are covered after a copay, saving members an average of 20-25%
Anti-reflective coating	Standard AR: $41 copay, Premium AR: $68, Custom AR: $85
Polycarbonate – Adult	$35 copay
Polycarbonate – Children	$0 copay
Standard progressive lenses	$0 copay
Photochromic	$75 copay
Scratch-resistant coating	$17 copay
Eyewear allowance
Frames	Once every other calendar year (instead of contacts) Retail allowance of $130* 20% off any amount above the retail allowance	Once every calendar year Retail allowance of $200* 20% off any amount above the retail allowance
Elective contact lenses (instead of glasses)	Once every calendar year (instead of glasses) Retail allowance of $130 Contact lens exam (fitting and evaluation) covered in full with a copay not to exceed $60	Once every calendar year Retail allowance of $200 Contact lens exam (fitting and evaluation) covered in full with a copay not to exceed $10
Additional pair of glasses or contact lens allowance	Not included	Included
VSP Laser VisionCare Program	Discounts average 15-20% off or 5% off a promotional offer for laser surgery, including PRK, Custom PRK, LASIK, Custom LASIK, SMILE, and Contoura
Exams (out-of-network)	$45 copay
Lenses (out-of-network)
Single vision	$30 copay
Lined bifocal	$50 copay
Lined trifocal	$60 copay
Frame	$50 copay
Elective contact lenses (instead of glasses)	$100 copay

*Members who select a featured frame brand, including Bebe, Calvin Klein, Cole Haan, Dragon, Flexon, Longchamp, Nike and more, will receive an extra $20 toward their frame allowance. Featured frame brands subject to change.